An illustration of a cat, dog and rabbit in need of pet insurance

From the morning walkies to snuggles on the sofa, when you take out pet cover from Everypaw, we want the best for you and your little buddy. So to get you up to speed with everything Pet Insurance, this is Everypaw&#39;s pet cover explained and more.

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From the morning walkies to snuggles on the sofa, when you take out pet cover from Everypaw, we want the best for you and your little buddy. So to get you up to speed, this is Everypaw&#39;s pet cover explained.

Link to Everypaw's dog insurance information

Dog Insurance

An illustration of a british shorthair cat

Link to Everypaw's cat insurance information

Cat Insurance

Link to Everypaw's rabbit insurance information

Rabbit Insurance

A rabbit, Staffordshire Bull Terrier and a ginger domestic cat

We&#39;re going to say it, pet insurance can be an absolute minefield of cover types, levels and jargon coming out it&#39;s ears. So trying to figure out which is the best or whether it&#39;s even worth it in the first place is bound to keep you scratching your head. Well fear not, we&#39;ve delved into the depths and created some key content to help when it comes to understanding pet insurance.

An illustration of a happy rabbit holding a pet insurance certificate

Pets are part of the family, and like all family members, you want to make sure you’re able to provide them with the very best care in case of accident, injury or illness. Taking out a pet insurance policy is one of the best ways to have peace of mind that your furry companion is covered; but with so many options available it isn’t always easy to understand which pet insurance option is going to provide the best coverage.

Link to Everypaw's Which is the Best Pet Insurance information

An illustration of a sad cat wearing a veterinary collar

When a new pet becomes a family member, ensuring you’re prepared for any accidents or unforeseen medical issues, can sometimes get forgotten in all the excitement. Whether or not you can afford the sudden cost of having your pet treated if anything ever happened to them is the key consideration when it comes to understanding if pet insurance is worth it.

Link to Everypaw's information about if pet insurance is worth it

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Pet insurance can provide peace of mind for pet owners, knowing that they are financially prepared for unexpected healthcare expenses. However, it's important to understand what exactly your pet insurance policy covers and what it does not cover. In this article, we explore the different aspects of pet insurance coverage to help you make the right decision.

Link to Everypaw's information about what pet insurance covers

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Pet insurance is an important aspect of responsible pet ownership. Just like human health insurance, it can provide coverage for medical expenses related to your furry friend's well-being. However, we know that pet insurance can seem confusing with lots of different policies and types of coverage available. In this comprehensive guide, we'll explore everything you need to know about how pet insurance works.

Link to Everypaw's information about how pet insurance works

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Link to Everypaw's Pet Portal information page

Everypaw Pet Portal

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Link to Everypaw's Petcall Vet information page

Petcall

Link to Everypaw's guide to buying pet drugs online

Online Pet Medicine

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Multi-Pet Discount For Multiple Pet Policies

Looking to insure multiple paws? No problem, Everypaw can provide cover for multiple pets. 1 pet, 2 pets, 3 pets, 4. It doesn&rsquo;t matter how many cats, dogs or rabbits you need to cover, our pet insurance policies are there for every paw. And that&rsquo;s not all, for every pet you insure with us, you&rsquo;ll get our multi-pet discount &ndash; extra treats all round.

Link to Everypaw's Multi-Pet Insurance information page

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Link to Everypaw's pet insurance reviews page

Pet Insurance Reviews

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Help & FAQs

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Link to Everypaw's pet insurance claims page

Pet Insurance Claims

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Link to Everypaw's pet insurance exclusions page

Pet Insurance Exclusions

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Are you in the mood to read some pet blogs, then Everypaw's All Things Pet blog will be right up your street. There's plenty of tasty titbits for all you pet lovers, with blogs about everyday pet care and more.

Link to Everypaw's All Things Pet blog landing page

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A certain furry friend is a little more itchy and scratchy than usual. The vet says it&#39;s dermatitis. No sweat: you have a Lifetime policy with a maximum benefit of &pound;4,000 per year. Claim the cost of necessary vet bills, creams and other treatments for the dermatitis up to that &pound;4,000 limit. Then at renewal, the limit resets, and you have another &pound;4,000 to spend.

Link to Everypaw's Lifetime Pet Insurance information page

There are a few benefits that come with our pet insurance that can help you in a bind. With all our pet cover you get:

<ul>
	<li>Access to the Everypaw Pet Portal so you can manage your policy online</li>
	<li>24/7 access to an RCVS Vet Team with Petcall</li>
</ul>

Plus you can order your pet&#39;s medication online through our accredited partner VioVet. If you want to find out more, just click the buttons below.

Pet Insurance Cover Explained | Everypaw

Link to get a quote for Everypaw Pet Insurance

Cover Explained

Link to How to Our Guide to Keeping Your Pets Safe at Halloween

Link to log in to the Everypaw Pet Portal

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Link to get a quote for Everypaw Pet Insurance 

Link to retrieve a previous Everypaw Pet Insurance quote

Zoomies to Senior Snoozes, We've Got Them Covered

The benefit values featured in the table may vary across the different levels of cover and will depend on the cover you choose. Please check your cover before purchasing. Be aware, for some breeds of dogs we do not provide our &pound;8k and &pound;10k Lifetime cover. 
 
All policies and features are subject to special conditions and exclusions of the insurers, please click the link to read about&nbsp;<a href="/Home/pet-insurance-policy-exclusions.html" title="Link to Everypaw's Pet Insurance Exclusions page">our policy exclusions.</a> 
 
Excess is applicable to all vet fees claims. When your pet reaches a certain age, the excess payable may change. The excess will be your set excess plus a percentage of your claim amount.

Getting your furry friend covered shouldn&#39;t just come down to cost. There&#39;s a lot more to it than that, so take the time to do a pet insurance comparison. Think about their breed, the level of cover they might need, and what would be important to you. After all, insurance is there for both of you.

One of the best ways to do that is to compare cover levels. This will give you an idea of how much your pet insurance will cost, how much you can claim against vet bills, as well as the policy benefits. It&#39;s all about finding the Lifetime Pet Insurance that works best for you and your pet.

*Based on Everypaw claims data from February 2024 to March 2025

An older dog for pet insurance for older pets

As our furry companions age, they&#39;re more likely to suffer from ailments and illnesses here and there. And we want you to be able to look after your pet well into retirement. That&#39;s why we don&#39;t have age limits on our policies. Our <a href="/Home/pet-insurance-for-older-pets.html">pet insurance for older pets</a> can help you do the most important thing &ndash; looking after your pet.

What about younger pets? We also offer <a href="/cat-insurance/kitten-insurance" title="Link to Everypaw's Kitten Insurance page">kitten</a> and <a href="/dog-insurance/puppy-insurance" title="Link to Everypaw's Puppy Insurance page">puppy insurance</a>, covered by our cat and dog insurance. No matter how old or young your purr-fect pet is, our pet insurance can give you all-important peace of mind.&nbsp;

Four animals for Everypaw's Multi-pet Insurance

Whether you are looking for a playmate for your pet or if your house is more like a <a href="/dog-insurance" title="Link to Everypaw's Dog Insurance page">dog</a>, <a href="/cat-insurance" title="Link to Everypaw's Cat Insurance page">cat</a> and <a href="/rabbit-insurance" title="Link to Everypaw's Rabbit Insurance page">rabbit</a> smallholding, you need multi-pet insurance that works for you. Everypaw&#39;s policies are just that and give you a discount on every pet too. No matter how many pets you have, from glorious <a href="/dog-insurance/dog-breed-guides/golden-retriever-insurance-care-and-health-advice" title="Link to Everypaw's Golden Retriever Dog Breed Guide page">Golden Retrievers</a> and majestic <a href="/cat-insurance/cat-breed-guides/maine-coon-cat-insurance-care-and-health-advice" title="Link to Everypaw's Maine Coon Cat Breed Guide page">Maine Coons</a> to lovely <a href="/rabbit-insurance/rabbit-breed-guides/lionhead-rabbit-insurance-care-and-health-advice" title="Link to Everypaw's Lionhead Rabbit Breed Guide page">Lionheads</a>, it&#39;s there for every single paw.

Link to the Everypaw Multi-pet Insurance page

How Does Pet Insurance Work: Getting a Quote

Our pet insurance quote form takes just 3 minutes to fill out. Here&#39;s how it works:

<ul>
	<li>Select which type of pet you&#39;re looking to insure and enter their age, breed and sex</li>
	<li>Enter basic personal details about yourself including your email and home addresses</li>
	<li>Select your vet fees limit</li>
	<li>We&#39;ll give you a pet insurance price! And we&#39;ll show you what the cost is for the year, plus what your monthly instalments will look like if you choose to pay that way</li>
</ul>

Will my pet insurance cover pre-existing conditions?

Ever found the urge to discover what the best dog breeds to train are or maybe you want to get to the bottom of your pet&#39;s worm problem.&nbsp;<a href="/Home/all-things-pet.html" title="Link to Everypaw's All Things Pet blog">Everypaw&#39;s All Things Pet blog</a>&nbsp;has the content to keep you informed.

Most Popular Celebrity and Royal Pet Names 2025

Link to the UK's Most Popular Celebrity and Royal Pet Names 2025

Link to Our Guide to the 2025 Everypaw Awards

The 2025 Everypaw Awards

Link to The UK's Top 15 Strangest Pet Names 2025 blog article

The UK's Top 15 Strangest Pet Names 2025

A phone screen image of Everypaw's Pet Portal

Link to Everypaw Pet Portal information page

Everypaw Pet Portal policy management icon

For that extra peace of mind when your pets get up to mischief, there&#39;s Everypaw. Our pet insurance is for cats, dogs and rabbits, and every policy comes with unlimited 24/7 access to vet nurses and vets. So, if you ever feel a bit &#39;for pet&#39;s sake&#39;, know Everypaw is here for you and your pet when you need us most!

Why Choose Everypaw for Pet Insurance in the UK?

<a href="https://www.everypaw.com/multi-pet-insurance" title="Link to Everypaw's Multi-pet Insurance page">Insure multiple pets</a>&nbsp;for a multi-pet discount

99% of claims paid in 5 working days*

Unlimited 24/7 access to UK vet nurses and vets with&nbsp;<a href="https://www.everypaw.com/petcall" title="Link to Everypaw's Petcall vet page">Petcall</a>

Manage your UK pet insurance policy online in the&nbsp;<a href="https://www.everypaw.com/pet-portal-info" title="Link to Everypaw's Pet Portal Information page">Pet Portal</a>

Three animals for Everypaw's Multi-pet Insurance

Choosing the right pet health insurance isn&#39;t always easy. We know that. And we also know that a key part of deciding is knowing what&#39;s not covered. That way, at least there are no nasty surprises in terms of coughing up for bills that you thought were going to be taken care of by your policy.

So, here are a few of the main exclusions on our pet insurances:

<ul>
	<li>Treatment for any pre-existing conditions</li>
	<li>Treatment for poisoning or any accidental injury that occurs in the first 3 days of your policy*</li>
	<li>Treatment for any illness that occurs in the first 14 days of your policy*</li>
	<li>Treatment related to vaccine-preventable conditions</li>
	<li>Treatment related to breeding, pregnancy or birthing</li>
	<li>Treatment on baby teeth if your pet is over 16 weeks when your policy starts</li>
</ul>

*Switching to Everypaw Pet Insurance? If you can prove your previous insurance runs up to the policy start date, we can waive this for you.

Please see our <a href="/Home/pet-insurance-policy-exclusions.html" title="Link to Everypaw's Policy Exclusions page">exclusions page</a>&nbsp;for further details.

Fingers crossed, you never have to! We want to reassure you that claiming on your pet health insurance is as hassle-free as possible. That&rsquo;s why we have Vet Pawtal. A direct platform for vets so they can submit claims and leave you to care for your pet.

Vet Pawtal is the fastest and most efficient way to claim. There&rsquo;s no more paperwork for you, and we&rsquo;ll keep you updated every step of the way.&nbsp;&nbsp;&nbsp;

If your vet can&rsquo;t submit the claim, don&rsquo;t worry; you can still submit it in the <a href="https://petportal.everypaw.com/register#login" target="_blank" title="Link to the Everypaw Pet Portal">Everypaw Pet Portal</a>. It&rsquo;s straightforward; just log in and follow the instructions. Alternatively,&nbsp;you can <a href="https://www.everypaw.com/downloads-2020/everypaw-claim-form.pdf" target="_blank" title="Link to download an Everypaw claim form">download a claim form</a>, but this can take longer.

Please refer to the guidance in your policy documents for Third Party Liability claims.&nbsp;&nbsp;&nbsp;

For more information, head to our <a href="/Home/claims.html">Pet Insurance Claims information page</a>.

We know pets are just as much a part of your family as any human. So, we know how important it is to you that they&#39;re protected. Choose Everypaw for pet insurance in the UK and give yourself that priceless peace of mind.

We know things can be tough right now, with many people facing money worries. If you have such concerns, please get in touch with us, as we may be able to offer some options to help, which could include reducing your cover or increasing your excess.

If you wish to find out more and your eligibility for any options, please call <a href="tel:03445431009" title="Call Everypaw Customer Services and Claims">0344 543 1009</a>.

Two levels of our Lifetime Pet Insurance cover have been rated 5 Stars by independent financial business, Defaqto, for 8 years in a row.

Deciding which pet insurance your furry bundle of fun needs can be tricky, especially if you&#39;re a new fur-parent. That&#39;s why here at Everypaw.com, we&#39;re trying to keep things simple, we&#39;re all about&nbsp;<a href="/Home/lifetime-pet-insurance.html" title="Link to Everypaw's Lifetime Pet Insurance page">Lifetime Pet Insurance</a>.

Our Lifetime cover is available for your cats, dogs and rabbits. And if you&#39;re looking to cover your cat or dog, there&#39;s a range of cover levels to choose from. Lifetime covers your pet up to a set vet fee limit, and the limits reset for every year of cover.

A phone image of an Everypaw Petcall vet nurse

Link to the Everypaw Petcall information page

An image link for Everypaw Rabbit Insurance

Link to the Everypaw Rabbit Insurance page

Pet Insurance | UK Pet Insurance Quotes | Everypaw

Link to get an Everypaw Pet Insurance quote

Pet Cover Explained

Dog Insurance

Cat Insurance

Rabbit Insurance

How Does Lifetime Pet Insurance Work?

Multi-Pet Discount For Multiple Pet Policies

Cover that Comes with Extra Benefits

Everypaw Pet Portal

Petcall

Online Pet Medicine

Getting to the Bottom of Pet Insurance

Which is the Best Pet Insurance?

Is Pet Insurance Worth It?

What Does Pet Insurance Cover?

How Does Pet Insurance Work?

Pet Insurance Reviews

Help & FAQs

Pet Insurance Claims

Pet Insurance Exclusions

All Things Pet Blog